🇮🇩 Indonesia · every QRIS + e-wallet, over your licensed PJP

QRIS, e-wallets and VA.
One integration, your own PJP.

Accept QRIS, GoPay/OVO/DANA and Virtual Account through one integration — orchestrated over your own Bank-Indonesia-licensed PJP (Xendit/Midtrans/DOKU). We never hold funds; you pay a flat monthly fee, never a cut of your revenue.

Connect nowSee flat pricing
0.7%
QRIS MDR (fixed by Bank Indonesia)
60M
QRIS users targeted in 2026
PJP
we orchestrate over a licensed one
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QRIS is the universal default

QRIS unifies every wallet and bank behind one QR; Bank Indonesia is pushing to 60M users in 2026 and cross-border QRIS↔China is live. Standalone "rumah brand" stores need it to escape marketplace commissions.

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Orchestration, not a new licence

PAYWAYS sits on top of your BI-licensed PJP (Xendit, Midtrans, DOKU) — we route and normalize, never hold funds. You keep your PJP’s rate and add a flat fee, not another percentage.

One integration. Every gateway.

PAYWAYS routes this rail through the providers already in production — add it without touching your checkout again.

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One integration, every rail

Cards, local methods, wallets and bank transfers behind a single API, SDK and MCP server.

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Switch-free routing

Change or add providers with a click — your store integration never changes.

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Verified, then settled

Every charge is re-verified against the provider before it counts; signed webhooks report back.

Keep your rate. Add a flat fee. That’s it.

Percentage gateways grow their cut as you grow. PAYWAYS never touches the money — it flows through your own acquirer’s raw rate. You add one predictable monthly fee.

Typical % gateway
1–4% of every sale, forever
PAYWAYS
From ~$3 / month, flat

Go live in three steps

01
01

Connect

Use our master account or your own keys — org, pay-key and gateway in minutes, zero paperwork.

02
02

Drop in the checkout

One script tag, an SDK call, a REST request or an MCP tool — whatever your stack speaks.

03
03

Get paid, verified

Every charge is re-verified against the provider before it counts; signed webhooks report back to your systems.

Every QRIS + e-wallet + VA, over your own licensed PJP — flat monthly fee, never a cut of each sale.

Start freeConnect now